Job Details

Director, Underwriting

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

The Director, Underwriting, will lead the underwriting initiatives to ensure that cases are appropriately assessed from a risk perspective and are appropriately priced for risk level. This individual will ensure that the business meets its strategic profit and growth objectives and is managed within the risk tolerance guidelines. This individual will be accountable for overseeing underwriting services for new business and/or existing accounts within the health plan space. They will participate in and lead initiatives with senior management in the development and implementation of underwriting policy, marketing and business strategy.

You'll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities

• Lead our designated new Blues health plan reseller team for profitable new business and retain current clients for a major health plan
• Lead and recommend strategic solutions to executive leadership
• Lead the development of financial models to assist in the economic analysis of market alternatives
• Leverage business knowledge to propose solutions to business challenges regularly in a dynamic work environment
• Provide a knowledgeable leadership presence in sales and client interactions to drive positive economic outcomes for all parties
• Evaluate and recommend alternative strategies based on economic analyses and trends to drive change
• Collaborate with the Sales and Proposals teams to project pricing and profit for a range of services and products the company offers
• Help train and mentor direct reports as well as the broader underwriting team
• Travel up to 4-5 trips to client site per year (once per quarter on average)
• This role will begin with 2 direct reports and more may be added after 12 months

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications

• Bachelor's degree in Math, Finance or related degree
• 4+ years of experience with underwriting
• 4+ years of financial modeling and analytics
• 2 + years of experience interacting and presenting in a client or executive level setting
• Intermediate level of proficiency with MSWord, Excel and PowerPoint

Preferred Qualifications

• Tableau experience
• Financial consulting experience
• Sales and Account management experience
• Advanced Excel skills
• Financial Forecasting

Competencies

• Highly organized, detail-oriented and able to translate big picture ideas into client objectives
• Excellent oral and written communication skills
• Self-motivated and collaborative across teams

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $112,700 to $193,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.